Catch-Up Contribution Calculator
Extra contributions for those 50 and older
2025 Maximum Contribution
$31,000
per year
Base Limit$23,500
Catch-Up Amount+$7,500
Total Maximum$31,000
Catch-Up Contribution Impact
Extra Savings (10 yrs)
$75,000
With 7% Growth
$108,178
2025 Catch-Up by Age
Under 50No catch-up ($23,500 max)
Ages 50-59+$7,500 ($31,000 max)
Ages 60-63NEW!
+$11,250 ($34,750 max)Ages 64++$7,500 ($31,000 max)
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