Catch-Up Contributions
2025

Catch-Up Contribution Calculator

Extra contributions for those 50 and older

2025 Maximum Contribution

$31,000

per year

Base Limit$23,500
Catch-Up Amount+$7,500
Total Maximum$31,000

Catch-Up Contribution Impact

Extra Savings (10 yrs)

$75,000

With 7% Growth

$108,178

2025 Catch-Up by Age

Under 50No catch-up ($23,500 max)
Ages 50-59+$7,500 ($31,000 max)
Ages 60-63NEW!
+$11,250 ($34,750 max)
Ages 64++$7,500 ($31,000 max)

Advertisement

Calculate Full 401k Growth →