Retirement Planner
2026 IRS limits · Multi-person · Monte Carlo
W
Wieslaw
M
Monika
Add
Dashboard
Projection
Readiness
Roadmap
Combined at 58
$1,776,229
Today's $: $1,387,587
Monthly Income (4%)
$5,921
Annual: $71,049
Years in Retirement
30
Age 58 → 88
Withdrawal Rate
4%
$71,049/yr · $5,921/mo
Annual Return
7.5%
With 3% annual raise
Inflation
2.5%
Purchasing power adjustment
Success Probability
93%
Monte Carlo · 30yr survival
25× Rule (FI)
0.3
32% there
Portfolio Growth
Accumulation
Drawdown
Retirement
Source Breakdown
37%
9%
39%
Contributions
Employer Match
Growth
W
Wieslaw
Match: $7,000/yr
Age
−
+
Current Balance
−
$
+
Contribution
+$7,500 at 50
−
$
+
Catch-up (50+)
ON +$7,500
Stop Contributing
−
+
Salary
−
$
+
Employer Match
None
Flat
Tiered
Match Rate
−
%
+
Up to % of Salary
−
%
+
100% on first 4% of salary
Max: $7,000/yr · You: $7,000/yr
Remove Wieslaw
M
Monika
Match: $5,600/yr
Age
−
+
Current Balance
−
$
+
Contribution
+$7,500 at 50
−
$
+
Catch-up (50+)
ON +$7,500
Stop Contributing
−
+
Salary
−
$
+
Employer Match
None
Flat
Tiered
Match Rate
−
%
+
Up to % of Salary
−
%
+
100% on first 4% of salary
Max: $5,600/yr · You: $5,600/yr
Remove Monika
Settings
Retirement Age
10 years to go
−
+
Annual Raise
−
%
+
Annual Return
−
%
+
Inflation
−
%
+
Withdrawal Rate
Trinity study: 4%
−
%
+
Life Expectancy
Retire 58, live to 88
−
+
Bull Scenario (9%)
OFF
Annual Summary
Wieslaw
: $23,500/yr + $7,000/yr match
Monika
: $23,500/yr + $5,600/yr match
For educational purposes only · Returns not guaranteed · 4% rule is a guideline · Verify match with your plan documents
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