Roth vs Traditional

Roth vs Traditional 401k

Compare pre-tax (Traditional) vs after-tax (Roth) contributions

$
%
%

Traditional

Tax Deferred

$1,016,642

Pre-tax balance

After 15% tax:

$864,146

Better by $71,165

Roth

Tax Free Growth

$792,981

Tax-free balance

After 0% tax:

$792,981

How It Works

T

Traditional 401k

Save 22% in taxes now, pay taxes when you withdraw

R

Roth 401k

Pay taxes now, withdraw tax-free in retirement

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